
FUNDING PRODUCTS
Business Term Loan
Unique Benefits :
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1 to 15 year terms
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Monthly payments
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Apr starting at 6%
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Paperworks Needed :
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1 page application
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6 month bank statement
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2 years business tax return
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1 year personal tax return
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Qualifications :
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2 years time in business
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250,000 + gross annual revenue
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650 + FICO
Equipment Financing
Unique Benefits :
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3 to 7 year term
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Fixed rate starting at 6%
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Monthly payments
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Can fully write off equipment as expense for tax purposes
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Paperworks Needed :
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1 page application
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6 month bank statement
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Invoice or quote for equipment
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Qualifications :
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NO minimum time in business
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NO minimum revenue
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600 + FICO
Line of Credit
Unique Benefits :
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3 to 7 year term
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Fixed rate starting at 6%
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Monthly payments
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Can fully write off equipment as expense for tax purposes
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Paperworks Needed :
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1 page application
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6 month bank statement
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Invoice or quote for equipment
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Qualifications :
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NO minimum time in business
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NO minimum revenue
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600 FICO
Start Up Line of Credit
Unique Benefits :
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Up to $250,000 line of credit
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Monthly payments
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6 to 24 months of 0% interest
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NO minimum time in business
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Paperworks Needed :
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1 page application
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Tri-merge credit report
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Qualifications :
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Credit age must be longer than 1 year
- 700+ FICO or Co-signer with 700+ FICO
Co-Signer Funding
Our unique program where you can get access to funds for you businesses with the help of a friend, family member or loved one.
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Paperworks Needed :​
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Tri merge credit report
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Qualifications :
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Co-signer with 700+ FICO
SBA Loan
Unique Benefits :
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5 to 30 year terms
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Government - backed funds
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Rates starting at prime
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Paperworks Needed :
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1 page application
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6 month bank statements
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2 years business / personal tax returns
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P & L + balance sheet year to date
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Business debt schedule
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Qualifications :
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2 years time in business
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$120,000 + gross annual revenue
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675 + FICO
Bank Line of Credit
Unique Benefits :
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Unlimited revolving line
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Fixed monthly payments
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WSJ prime rate +2%
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Gain access to bank relationship
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Paperworks Needed :
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1 page application
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4 month bank statements
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Tri-merge credit report
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Qualifications :
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2 years time in business
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Gross $350,000 on business tax return
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700+ FICO
Working Capital Loan
Unique Benefits :
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24 to 48 hour funding
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6 to 36 month terms
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Lien / Judgements OK
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Bad credit OK
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No minimum FICO
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Paperworks Needed :
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1 page application
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4 month bank statements
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Qualifications :
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2 years time in business
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$100,000 gross annual revenue
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NO minimum FICO
AR Financing / Invoice Factoring
Unique Benefits :
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Advance out receivables
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Revolving line of credit
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Saves cash flow
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Paperworks Needed :
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1 page application
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4 month bank statements
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Aging AR report
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Qualifications :
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Aging AR report
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B2B Business
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650+FICO
Asset Based Lending
Unique Benefits :
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Revolving line of credits
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Monthly payments
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Advance amount up to 90%
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Paperworks Needed :
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1 page application
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Personal Financial Statement or equipment application
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6 month bank statements
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2 years business / personal tax return
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P&L + balance sheet to date
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Debt schedule
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Qualifications :
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1 year minimum time in business
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Must fully own leveraged asset
Debt Consolidation Loan
Unique Benefits :
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Save up to 50% of cash flow
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Daily payment debt turns to weekly, weekly to monthly
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One payment
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Refinance existing business debt
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Paperworks Needed :
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1 page application
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Debt schedule
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6 months business bank statements
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Qualifications :
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$50,000 minimum in business debt
ERC (Employee Retention Credit)
Unique Benefits :
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Up to 26k per employee
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Refundable tax credit
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Can receive if already took PPP
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Paperworks Needed :
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1 page application
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Financial statement
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Qualifications :
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W2 income employees
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Operated business throughout COVID